Refinance

"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed"
– EDMUND BURKE

Need a lower rate and payment?

Want to shorten your term with a lower rate?

Want to cash-out for debt consolidation to increase cashflow?

Need to cash-out for new projects, investments, etc…?

Whatever the reason, we have access to some of the best prices on 30 and 15 year fixed loans available. Our long relationships with successful and innovative wholesale lenders has our rates beating the largest banks in the world. We don’t mind you comparing, it’s what keeps us competitive and keeps you as the priority. Give us a call.
No contact information is needed.
“Great things are not done by impulse
but by a series of small things
brought together.”

-George Eliot

Check Out the Savings of Refinancing, For Example:

*Assumptions

Rates change daily and often multiple times daily. Historical rates are an indication of current market conditions and intended to be historical and marketable and not updated continuously. APR is based on standard title and escrow fees not covered by a lender compensated origination. Approval subject to credit, appraisal, income and other variables. Standard FNMA or FMC guidelines may apply.

For example, 30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 3.75% and 75.00% loan-to-value (LTV) is $926.23. The Annual Percentage Rate (APR) is 3.870%.  Based on approved equity determined by required appraisal.  30 Fixed term means 360 payments.  Third party charges always exist either paid by lender through credits or by borrower.

Payment does not include taxes and insurance premiums. The actual total payment amount will be greater when combined. County maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage:The payment on a $200,000 30-year Fixed-Rate Loan at 3.125% and 75.00% loan-to-value (LTV) is $1393.21 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.270. Payment does not include taxes and insurance premiums.  County maximum loan amount restrictions may apply.

Got questions about your situation?

Or need help with your situation? CalSHIELD is here to answer your questions and help....
no strings attached.